If you have a cat, you want to make sure they are healthy and safe. One way to do that is by getting the best cat insurance. Cat insurance helps cover the costs if your cat gets sick or hurt. Let's look at some of the best options available.
Lemonade Pet Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $26.31/mo | 90% | $20,000 |
Lemonade offers the best all-around pet insurance policy at affordable rates. Their user experience is world-class, and it's easy to get support from their award-winning customer service team. Founded in 2015, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders.
Credit: www.petsbest.com
Fetch Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $46.27/mo | 90% | $5,000 |
Fetch makes it easy to use any licensed vet in the U.S. or Canada. Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit. They protect over 400,000 pets and are rated ‘Excellent' on Trustpilot.
Figo Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $36.24/mo | 90% | $5,000 |
Figo offers users an amazing complimentary service to connect with vets via video chat 24/7. They also have an easy-to-use pet records app and a real-time claims tracker. Founded in 2013, Figo is underwritten by Independence American Insurance Company.
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Credit: www.investopedia.com
Odie Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $32.63/mo | 90% | $10,000 |
Odie has several options available to suit any pet parent’s budget, including complete coverage, injury & illness, and accident-only plans. They also offer free 24/7 video chat with vets and give the option for a $40,000 annual benefit. Founded in 2017, Odie is underwritten by National Specialty Insurance Company.
Pumpkin Pet Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $63.48/mo | 90% | $10,000 |
Pumpkin Pet Insurance plans have extensive coverage and always have a 90% reimbursement rate. Their plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost. Founded in 2020, Pumpkin is underwritten by United States Fire Insurance Company.
Embrace Pet Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $47.71/mo | 90% | $5,000 |
Embrace's “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year you don’t receive an insurance claim reimbursement. Embrace paid 93% of claims in 2019, and their member portal is user-friendly. Founded in 2003, Embrace is underwritten by American Modern Insurance.
Trupanion Pet Insurance
| Plan | Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| Standard Plan | $71.74/mo | 90% | Unlimited |
Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits. They are unique in that they offer “Vet Direct Pay” instead of reimbursements. Founded in 1999, Trupanion is underwritten by American Pet Insurance Company.
Final Thoughts
Choosing the best cat insurance for your furry friend is important. It helps you manage unexpected vet bills and ensures your cat gets the care they need. Compare the different options and choose the one that fits your needs and budget the best.
Frequently Asked Questions
What Is Cat Insurance?
Cat insurance helps cover veterinary costs for illnesses and injuries.
Why Do I Need Cat Insurance?
Cat insurance reduces out-of-pocket expenses for unexpected vet bills.
What Does Cat Insurance Cover?
Cat insurance typically covers accidents, illnesses, and sometimes routine care.
How Much Does Cat Insurance Cost?
The cost varies by provider, but averages $25-$50 per month.
