Finding the best pet insurance can be challenging. We are here to help you choose the right plan for your furry friends. Below, we have compared some of the top pet insurance options available in October 2024. This guide will help you understand the benefits, costs, and features of each insurance plan.
For a detailed comparison, you can visit Best Pet Insurance.
Lemonade Pet Insurance
Lemonade offers the best all-around pet insurance policy. They have affordable rates and a user-friendly experience. Founded in 2015 as a certified B Corp, they donate unclaimed premium dollars to nonprofit organizations chosen by policyholders.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.9 | $26.31/mo | 90% | $20,000 |
Lemonade’s customer service is award-winning, making it easy to get support when needed.
ASPCA Pet Insurance
ASPCA makes it easy to visit any licensed vet in the US or Canada. They offer affordable “accident-only” plans and preventative care coverage. Founded in 1997, they have insured more than 600,000 pets and processed over 2.2 million claims.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.7 | $44.84/mo | 90% | $5,000 |
Figo Pet Insurance
Figo offers an amazing service to connect with vets via video chat 24/7. They also have an easy-to-use pet records app and real-time claims tracker. Founded in 2013, they are underwritten by Independence American Insurance Company.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.7 | $36.24/mo | 90% | $5,000 |
Fetch Pet Insurance
Fetch makes it easy to use any licensed vet in the U.S. or Canada. Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit. They protect over 400,000 pets and are rated ‘Excellent’ on Trustpilot.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.6 | $49.12/mo | 90% | $5,000 |
Credit: www.vetspecialty.com
Odie Pet Insurance
Odie offers several options to suit any pet parent’s budget, including complete coverage, injury & illness, and accident-only plans. They also provide a free 24/7 video chat with vets and offer a $40,000 annual benefit. Founded in 2019, they are underwritten by Trisura Insurance Company.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.6 | $32.63/mo | 90% | $10,000 |
Pumpkin Pet Insurance
Pumpkin Pet Insurance plans have extensive coverage and offer up to a 90% reimbursement rate. They have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost. Founded in 2020, they are underwritten by United States Fire Insurance Company.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.5 | $63.48/mo | 90% | $10,000 |
Embrace Pet Insurance
Embrace’s “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement. They paid 93% of claims, making them a reliable choice for many pet owners.
| SwiftScore | Standard Plan Cost | Reimbursement Amount | Annual Benefit |
|---|---|---|---|
| 4.5 | $47.71/mo | 90% | $5,000 |
Choosing the Best Pet Insurance
When choosing the best pet insurance, consider the coverage options, cost, and reimbursement rates. Also, think about the ease of filing claims and the customer service experience. Each of the insurance companies listed above offers unique benefits and features to meet different needs and budgets.
For more information, visit the Best Pet Insurance comparison page.
Frequently Asked Questions
What Is The Best Pet Insurance?
The best pet insurance depends on your pet’s needs. Lemonade and ASPCA are highly rated for comprehensive coverage.
How Much Does Pet Insurance Cost?
Pet insurance costs vary. On average, it ranges from $26 to $63 per month, depending on the plan and provider.
Which Pet Insurance Covers Pre-existing Conditions?
Most pet insurance plans do not cover pre-existing conditions. However, some may offer limited coverage after a waiting period.
Can You Use Pet Insurance At Any Vet?
Yes, most pet insurance plans, like those from ASPCA and Fetch, allow you to use any licensed vet in the U. S. or Canada.
