Cat Insurance: Protect Your Feline Friend’s Health Today

When you have a cat, it's important to keep them healthy and happy. One way to do this is by getting cat insurance. Cat insurance helps cover the cost of vet bills if your cat gets sick or injured. Let's look at some of the best cat insurance plans available.

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7 Best Pet Insurance Plans Compared (October 2024)

Since 2020, we have helped thousands of pet parents select the ideal pet insurance policy for their cats. Our comparison table is trusted by emergency veterinarians, groomers, service dog professionals, dog trainers, and many more.

Why Get Cat Insurance?

Cats can get sick or injured just like people. Vet bills can be very expensive. Cat insurance helps you pay for these bills. This means your cat can get the care they need without you worrying about the cost.

What To Look For In Cat Insurance

When choosing cat insurance, there are a few things to consider:

• Cost: How much does the plan cost each month?
• Reimbursement Amount: What percentage of the vet bill will the insurance cover?
• Annual Benefit: How much will the insurance pay out each year?
• Coverage: What types of treatments and conditions are covered?

Top Cat Insurance Providers

Let's take a closer look at some of the top cat insurance providers:

Lemonade

Lemonade offers a great all-around pet insurance policy at affordable rates. Their user experience is world-class, and they have award-winning customer service. Lemonade also donates unclaimed premium dollars to nonprofit organizations.

Fetch Insurance

Fetch makes it easy to use any licensed vet in the U.S. or Canada. Once your claim is approved, you can get paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit. Fetch is trusted by over 400,000 pet owners and is rated ‘Excellent’ on Trustpilot.

Figo

Figo offers an amazing service to connect with vets via video chat 24/7. They also have an easy-to-use pet records app and real-time claims tracker. Figo was founded in 2013 and is underwritten by Independence American Insurance Company.

Odie Insurance

Odie has several options available to suit any pet parent’s budget. They offer complete coverage, injury & illness, and accident-only plans. Odie also provides a free 24/7 video chat with vets and gives the option for a $40,000 annual benefit.

Pumpkin Pet Insurance

Pumpkin Pet Insurance plans have extensive coverage and always a 90% reimbursement rate. They have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost. Pumpkin Pet Insurance was founded in 2020 and is underwritten by United States Fire Insurance Company.

Embrace

Embrace offers a “Healthy Pet Deductible” that allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement. Embrace paid 93% of claims in 2019, and their member portal is user-friendly. They were founded in 2003 and are underwritten by American Modern Insurance.

Trupanion

Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits. They are unique in that they offer “Vet Direct Pay” instead of reimbursements. Trupanion was founded in 1999 and is underwritten by American Pet Insurance Company.

Conclusion

Getting cat insurance is a great way to ensure your cat gets the care they need. With so many options available, it's important to choose the right plan for you and your cat. Consider the cost, reimbursement amount, annual benefit, and coverage when making your decision. For more information, visit The Swiftest to compare the best pet insurance plans.

Frequently Asked Questions

What Is Cat Insurance?

Cat insurance helps cover veterinary costs for illnesses and accidents.

Why Should You Get Cat Insurance?

Cat insurance can save money on unexpected vet bills.

What Does Cat Insurance Cover?

It covers illnesses, accidents, and sometimes routine care.

How Much Does Cat Insurance Cost?

Costs vary but generally range from $20-$50 monthly.